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If you are not enrolled in direct deposit, you will receive your support on a VISA Debit Card. In an effort to offer you more flexibility and free usage with your child support debit card, the West Virginia Bureau for Child Support Enforcement is pleased to announce that as of July 1, 2006 CHASE will be our debit card issuer. You will receive your CHASE debit card along with a welcome packet which explains how to use the card. You will need to activate your card following the instructions you will receive along with your card. All support payments distributed from that point on will be loaded on your CHASE debit card. There are many advantages of receiving a debit card instead of paper checks Convenience * Use the card for purchases anywhere that accepts Visa * Use the card for cash at ATM machines * Have access to your funds 24 hours a day * Avoid check-cashing hassles Safety * Avoid carrying large amounts of cash * Prevent the risk of a paper check being lost or stolen in the mail Information * Keep track of your purchases by phone or internet * Check your available balance by phone, ATM or Internet

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Life insurance, especially tailored to meet your financial needs Need for Life Insurance Today, there is no shortage of investment options for a person to choose from. Modern day investments include gold, property, fixed income instruments, mutual funds and of course, life insurance. Given the plethora of choices, it becomes imperative to make the right choice when investing your hard-earned money. Life insurance is a unique investment that helps you to meet your dual needs - saving for life's important goals, and protecting your assets. Let us look at these unique benefits of life insurance in detail. Asset Protection From an investor's point of view, an investment can play two roles - asset appreciation or asset protection. While most financial instruments have the underlying benefit of asset appreciation, life insurance is unique in that it gives the customer the reassurance of asset protection, along with a strong element of asset appreciation. The core benefit of life insurance is that the financial interests of one’s family remain protected from circumstances such as loss of income due to critical illness or death of the policyholder. Simultaneously, insurance products also have a strong inbuilt wealth creation proposition. The customer therefore benefits on two counts and life insurance occupies a unique space in the landscape of investment options available to a customer. Goal based savings Each of us has some goals in life for which we need to save. For a young, newly married couple, it could be buying a house. Once, they decide to start a family, the goal changes to planning for the education or marriage of their children. As one grows older, planning for one's retirement will begin to take precedence. Clearly, as your life stage and therefore your financial goals change, the instrument in which you invest should offer corresponding benefits pertinent to the new life stage. Life insurance is the only investment option that offers specific products tailormade for different life stages. It thus ensures that the benefits offered to the customer reflect the needs of the customer at that particular life stage, and hence ensures that the financial goals of that life stage are met. The table below gives a general guide to the plans that are appropriate for different life stages.

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